Difference between revisions of "X-Payments:General information"

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<noinclude>{{XP_manual_TOC}}</noinclude>
 
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[[File:Pci_validated.gif|right|link=http://www.pcisecuritystandards.org/approved_companies_providers/validated_payment_applications.php?agree=true]]
 
|}
 
  
X-Payments is a [http://www.pcisecuritystandards.org/approved_companies_providers/validated_payment_applications.php?agree=true PA-DSS certified] web-based payment application designed for merchants who accept credit card payments using background payment gateways listed in [http://help.qtmsoft.com/index.php?title=X-Payments:User_manual#Appendix_A._Supported_payment_gateways Appendix A] and who require compliance with the PCI DSS standard. X-Payments can be used together with major shopping carts including:
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X-Payments is a platform by a PCI DSS Level 1 certified service provider that is intended for merchants who need to accept credit card payments online and who require compliance with the PCI DSS standard. X-Payments can be used with a lot of popular shopping carts including, but not limited to:
  
{| cellpadding="5"
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:* X-Cart 5
|-
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:* X-Cart 4 Classic
| [[File:Xc_logo_h_small.png|link=http://help.x-cart.com/index.php?title=X-Payments:X-Payments_Connector]]
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:* Magento
| [[File:LiteCommerce_logo.png|200px|link=http://help.x-cart.com/index.php?title=X-Payments:Connecting_LiteCommerce]]
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:* Zencart
|-
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:* OsCommerce
| [[File:Zencart-logo.gif|185px|link=http://help.x-cart.com/index.php?title=X-Payments:Connecting_Zen_Cart_%26_osCommerce]]
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:* Zoey Commerce
| align="center"| [[File:Magento_logo.png|120px|link=http://help.x-cart.com/index.php?title=X-Payments:Connecting_Magento]]
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:* LiteCommerce
| [[File:Oscommerce_logo.gif|212px|link=http://help.x-cart.com/index.php?title=X-Payments:Connecting_Zen_Cart_%26_osCommerce]]
 
  
|}
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X-Payments can be used with a number of popular payment gateways as [[X-Payments:Supported_payment_gateways | listed here]].
  
 
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While processing credit card payments, X-Payments works as an intermediary between an online store on one side and payment gateways and 3D-Secure systems on the other. For a detailed explanation, see [[X-Payments:How_It_Works|X-Payments:How It Works]] and the diagram below:
While processing credit card payments, X-Payments works as an intermediary between a store on one side and payment gateways and 3D-Secure systems on the other side. See detailed explanation at [[X-Payments:How_It_Works|X-Payments:How It Works]] and the diagram below.
 
  
 
: [[File:xp_work.jpg|700px]]
 
: [[File:xp_work.jpg|700px]]
X-Payments has a history of versions successfully validated according to PCI Council’s PA-DSS standard. You can find these versions on the list of PA-DSS certified applications on the [http://www.pcisecuritystandards.org/approved_companies_providers/validated_payment_applications.php?agree=true PCI Council website] by doing a search for the application name "X-Cart Payments":
 
: [[File:XP2.1_validated_payment_apps.png|600px]]
 
  
To date, the newest and most feature rich version of the application is X-Payments 2.1.1. We recommend using this version for all new deployments. Previous X-Payments versions - including X-Payments 1.0.x and 2.0.x - are acceptable for existing deployments.
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<br /><br />
 
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With X-Payments you can:
 
 
With X-Payments you will be able to:
 
 
* Accept credit card payments from your customers via online payment gateways.
 
* Accept credit card payments from your customers via online payment gateways.
 
* Make your online store compliant with the PCI DSS standard which strictly recommends using only PA-DSS validated payment applications for accepting and handling credit card payments.
 
* Make your online store compliant with the PCI DSS standard which strictly recommends using only PA-DSS validated payment applications for accepting and handling credit card payments.
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* Retain total control over the checkout process and avoid risky redirects by incorporating an iFrame credit card form in the store's checkout window.
 
* Retain total control over the checkout process and avoid risky redirects by incorporating an iFrame credit card form in the store's checkout window.
  
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'''Important''': Up until recently, we have been selling X-Payments 3.х as downloadable software. PA-DSS certification for downloadable X-Payments software is now expired and is not going to be prolonged. This means that self-hosted X-Payments software used in existing deployments is still PA-DSS compliant, but new instances of downloadable X-Payments 3.х may not be deployed.
 +
It needs to be understood, however, that compliance of the software with PA-DSS requirements does not cover the entire range of requirements that a merchant needs to comply with for PCI DSS.
 +
X-Payments is, however, a PCI DSS Level 1 certified service provider, and we can offer you X-Payments as a hosted service. The advantage of X-Payments Hosted is our PCI DSS certification, which means that if you only deal with credit and debit card payments through our service (i.e. you are not using any other ways to take cards), you can fully rely on X-Payments for PCI DSS compliance. 
  
  
 
Below are a few videos to give you a better idea of how X-Payments works:
 
Below are a few videos to give you a better idea of how X-Payments works:
 +
 +
'''What is X-Payments?'''
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 +
<youtube>RIL_yLMU20E</youtube><br />
  
 
'''X-Payments v2.0 checkout forms in action:'''<br />
 
'''X-Payments v2.0 checkout forms in action:'''<br />
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<youtube>JyPD1Tr9Eow</youtube><br />
 
<youtube>JyPD1Tr9Eow</youtube><br />
  
<youtube>tP9Sa4GRiUU</youtube><br /><br />
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<youtube>tP9Sa4GRiUU</youtube><br />
  
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<youtube>_FfEa2WHHvM</youtube><br /><br />
  
 
'''See how customers can save their credit cards for future orders in X-Cart integrated with X-Payments 2.0'''<br />
 
'''See how customers can save their credit cards for future orders in X-Cart integrated with X-Payments 2.0'''<br />

Latest revision as of 13:17, 3 August 2020

X-Payments user manual
  1. X-Payments:General information
  2. What's New
  3. System requirements
  4. Installation
  5. Two-factor user authentication
  6. Configuring X-Payments
  7. Managing users
  8. Customizing the interface
  9. Managing payments
  10. Unistalling X-Payments
  11. Upgrading
  12. Moving X-Payments from one host to another
  13. Viewing X-Payments logs
  14. FAQ
  15. Troubleshooting
  16. Glossary
  17. Supported payment gateways
  18. Popular Payment Methods Configuration Instructions

X-Payments is a platform by a PCI DSS Level 1 certified service provider that is intended for merchants who need to accept credit card payments online and who require compliance with the PCI DSS standard. X-Payments can be used with a lot of popular shopping carts including, but not limited to:

  • X-Cart 5
  • X-Cart 4 Classic
  • Magento
  • Zencart
  • OsCommerce
  • Zoey Commerce
  • LiteCommerce

X-Payments can be used with a number of popular payment gateways as listed here.

While processing credit card payments, X-Payments works as an intermediary between an online store on one side and payment gateways and 3D-Secure systems on the other. For a detailed explanation, see X-Payments:How It Works and the diagram below:

Xp work.jpg



With X-Payments you can:

  • Accept credit card payments from your customers via online payment gateways.
  • Make your online store compliant with the PCI DSS standard which strictly recommends using only PA-DSS validated payment applications for accepting and handling credit card payments.
  • Use "stored" credit card information for new orders, re-orders or recurring payments.
  • Retain total control over the checkout process and avoid risky redirects by incorporating an iFrame credit card form in the store's checkout window.

Important: Up until recently, we have been selling X-Payments 3.х as downloadable software. PA-DSS certification for downloadable X-Payments software is now expired and is not going to be prolonged. This means that self-hosted X-Payments software used in existing deployments is still PA-DSS compliant, but new instances of downloadable X-Payments 3.х may not be deployed. It needs to be understood, however, that compliance of the software with PA-DSS requirements does not cover the entire range of requirements that a merchant needs to comply with for PCI DSS. X-Payments is, however, a PCI DSS Level 1 certified service provider, and we can offer you X-Payments as a hosted service. The advantage of X-Payments Hosted is our PCI DSS certification, which means that if you only deal with credit and debit card payments through our service (i.e. you are not using any other ways to take cards), you can fully rely on X-Payments for PCI DSS compliance.


Below are a few videos to give you a better idea of how X-Payments works:

What is X-Payments?


X-Payments v2.0 checkout forms in action:






See how customers can save their credit cards for future orders in X-Cart integrated with X-Payments 2.0



How to make new orders for phone and returning customers




How to configure and sell subscriptions with X-Cart and X-Payments




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