Difference between revisions of "X-Payments:KOUNT Antifraud screening"

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# In the Kount Agent Web Console (AWC), create your API Key(s).<br />[[File:Kount_api_keys.png|668px|border]]<br />API Keys are required to authenticate to Kount. Note that Kount has separate environments for testing and production, and API Keys must be created and used for each of the environments separately. Kount's instructions for creating API Keys can be found here: [https://support.kount.com/s/article/Create-an-API-Key https://support.kount.com/s/article/Create-an-API-Key].<br />
 
# In the Kount Agent Web Console (AWC), create your API Key(s).<br />[[File:Kount_api_keys.png|668px|border]]<br />API Keys are required to authenticate to Kount. Note that Kount has separate environments for testing and production, and API Keys must be created and used for each of the environments separately. Kount's instructions for creating API Keys can be found here: [https://support.kount.com/s/article/Create-an-API-Key https://support.kount.com/s/article/Create-an-API-Key].<br />
 
# In the Kount Agent Web Console (AWC), adjust credit card validation rules for your online store.<br />
 
# In the Kount Agent Web Console (AWC), adjust credit card validation rules for your online store.<br />
# Log in to X-Payments and locate the payment configuration for which you want to use Kount fraud screening. Open the payment configuration details.<br />
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# Log in to X-Payments and locate the payment configuration for which you want to use Kount fraud screening. For the sake of example, we are going to enable KOUNT for the payment configuration "First Data Payeezy Gateway (ex- Global Gateway e4)".<br />[[File:Firstdata_pconf.png|668 px|border]]<br />
 
# In the payment configuration details, check the '''Antifraud service''' setting. If you haven't been using any antifraud service for the current payment configuration so far, this field will be set to "Not enabled".<br />[[File:Antifraud_service.png|border]]<br />Reset this field to "KOUNT Antifraud screening".<br />[[File:Kount_selected.png|border]]<br />Be sure to save the changes.<br />
 
# In the payment configuration details, check the '''Antifraud service''' setting. If you haven't been using any antifraud service for the current payment configuration so far, this field will be set to "Not enabled".<br />[[File:Antifraud_service.png|border]]<br />Reset this field to "KOUNT Antifraud screening".<br />[[File:Kount_selected.png|border]]<br />Be sure to save the changes.<br />
 
# Go to the 'KOUNT Antifraud screening settings' page for this payment configuration by clicking the "KOUNT Antifraud screening: <u>Configure</u>" link:<br />
 
# Go to the 'KOUNT Antifraud screening settings' page for this payment configuration by clicking the "KOUNT Antifraud screening: <u>Configure</u>" link:<br />

Revision as of 16:09, 30 August 2018

X-Payments user manual
  1. X-Payments:General information
  2. What's New
  3. System requirements
  4. Installation
  5. Two-factor user authentication
  6. Configuring X-Payments
  7. Managing users
  8. Customizing the interface
  9. Managing payments
  10. Unistalling X-Payments
  11. Upgrading
  12. Moving X-Payments from one host to another
  13. Viewing X-Payments logs
  14. FAQ
  15. Troubleshooting
  16. Glossary
  17. Supported payment gateways
  18. Popular Payment Methods Configuration Instructions


To help you protect your business against fraud, X-Payments versions 2.1 and later provide integration with a powerful fraud detection and prevention solution by Kount. Kount delivers an all-in-one, SaaS model fraud and risk management platform for merchants operating in card-not-present (CNP) environments and looking to root out fraudsters and increase revenue. For each transaction, Kount’s real-time "decisioning" engine analyzes hundreds of relevant variables and activity across the globe. Kount applies a multitude of proven and patented technologies including Multi-layered Device Fingerprinting®, Proxy Piercer® geolocation tools, statistical scoring, rules-based fraud detection, cross-merchant linking, and Persona behavioral modeling. Kount's proprietary technology has reviewed hundreds of millions of transactions and provides maximum protection for some of the world's best-known brands.

For more information or to request a personal demo of Kount, contact Kyle Allred at KBA@Kount.com or call 208-489-2773.

To start using Kount for online payment fraud screening in X-Payments, complete the following steps:

  1. Sign up for a Merchant account with Kount at http://www.kount.com. You will be provided with some credentials that you will need to configure Kount fraud screening in X-Payments: your Merchant ID and your Site ID. Take note of this information.
  2. In the Kount Agent Web Console (AWC), create your API Key(s).
    Kount api keys.png
    API Keys are required to authenticate to Kount. Note that Kount has separate environments for testing and production, and API Keys must be created and used for each of the environments separately. Kount's instructions for creating API Keys can be found here: https://support.kount.com/s/article/Create-an-API-Key.
  3. In the Kount Agent Web Console (AWC), adjust credit card validation rules for your online store.
  4. Log in to X-Payments and locate the payment configuration for which you want to use Kount fraud screening. For the sake of example, we are going to enable KOUNT for the payment configuration "First Data Payeezy Gateway (ex- Global Gateway e4)".
    Firstdata pconf.png
  5. In the payment configuration details, check the Antifraud service setting. If you haven't been using any antifraud service for the current payment configuration so far, this field will be set to "Not enabled".
    Antifraud service.png
    Reset this field to "KOUNT Antifraud screening".
    Kount selected.png
    Be sure to save the changes.
  6. Go to the 'KOUNT Antifraud screening settings' page for this payment configuration by clicking the "KOUNT Antifraud screening: Configure" link:
    • On the 'Payment configurations' page (Settings -> Payment configurations) you can find this link here:
      Kount configure1.png
    • On the 'Payment configuration details' page it is here:
      Kount configure2.png
  7. Use the 'KOUNT Antifraud screening settings' page for the selected payment configuration to configure your Kount integration module:
    Kount settings.png
    1. Adjust the following settings:
      • Merchant ID: Specify your Merchant ID as was provided to you by Kount.
      • Site ID: Specify your Site ID.
      • Public certificate file name: Specify your public certificate file name.
      • Private key file name: Specify your private key file name.
      • Private key passphrase: Specify your private key passphrase.
      • Test/Live mode: Use this to set the operation mode for Kount fraud screening service - Test or Live. For access to the Kount AWC in Live mode use the address https://awc.kount.net, in Test mode - the address https://awc.test.kount.net.
      • Description of products: Common name of the products sold by your store.
    2. When you are done adjusting all the fields, click Save to save the changes.
  8. Enable Kount fraud screening for the selected payment configuration: On the 'KOUNT Antifraud screening settings' page for your selected payment configuration, click the Disabled button located near the top of the page close to the title "Payment configuration: <Payment configuration name> KOUNT Antifraud screening", and select the action Enable from the button menu:
    Kount enable.png
    Once the button switches to Enabled, Kount screening for the selected payment configuration will be enabled.


Once Kount antifraud screening has been configured and enabled for a specific payment configuraton, any new payment transactions for this payment configuration will be screened by Kount, and you will be able to view the screening results on the Payment details page:

Kount results.png


In X-Cart stores, it is also possible to view the results of screening by Kount in the order details via the store's back end. On the order details page, you will need to click the View payment information link:

View payment info Kount results.png

Kount screening results will be displayed in a popup window:

Kount xc results.png