XP Cloud:Apple Pay

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Apple Pay in X-Payments Cloud

Advanced X-Payments plans (100K or more transactions per year) enable you to accept payments via Apple Pay.

Apple Pay is not an independent payment gateway, but a means of card tokenization that allows buyers to pay at your store without getting you to handle and store sensitive payment card information. It is a feature currently supported only by some payment gateways, and to be able to offer Apple Pay as a method of payment on your store website, you need to be using for your X-Payments Cloud payment method a payment configuration based on one of the following payment gateway integrations:

  • Authorize.Net;
  • Braintree, direct integration with CC storing;
  • Chase Paymentech Orbital;
  • CyberSource - SOAP toolkit API;
  • First Data Payeezy Gateway (formerly Global Gateway e4).

That, of course, does not mean you can use only one. X-Payments allows you to use multiple payment configurations with Apple Pay support at the same time, and the selection of payment gateway through which a specific Apple Pay payment will be processed will be made by X-Payments automatically, as usual, based on the settings of specific payment configurations in your X-Payments Cloud instance, like allowed card types and currency.

Enable Apple Pay Payment Method

To enable Apple Pay support in X-Payments Cloud, complete the steps below:

  1. In X-Payments Cloud, configure and enable at least one payment configuration based on a payment gateway integration with Apple Pay support (See the list above). For example, if you want payments tokenized via Apple Pay to be processed via Authorize.Net, go to Settings > Payment processing, add a payment configuration for Authorize.Net and make sure it is enabled.
    Authorize net enabled.png
    More information on the management of payment configurations in X-Payments Cloud is available in the section Payment Configurations.

  2. Still in X-Payments Cloud, configure Apple Pay as a service. This can be done via the Services section of the General settings page (Settings > General).
    Xpc apple pay service configure.png
    See the section #Configure Apple Pay Service in X-Payments Cloud further below for detailed instructions.

  3. Make sure the payment method "Apple Pay" in your store is active/enabled. The following screenshot was made in the Payment methods section of an X-Cart Cloud based store; stores based on other platforms will have their own sections to manage payment methods.
    Xcxpc apple pay method.png

Configure Apple Pay Service in X-Payments Cloud