Difference between revisions of "XP Cloud:PCI Compliant Credit Card Saving When Using X-Payments Cloud with Magento 1.x"
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| + | ==Saving Cards== | ||
If you configure X-Payments Cloud to use a [[XP_Cloud:Payment_Configurations | payment configuration]] based on a payment processor with support for [[XP_Cloud:Tokenization_and_Re-Use_of_Saved_Credit_Cards | tokenization]], your customers will get the option to save their payment card details so they will not have to re-enter them every time they make a purchase at your store. Note that the option is available only to registered customers. | If you configure X-Payments Cloud to use a [[XP_Cloud:Payment_Configurations | payment configuration]] based on a payment processor with support for [[XP_Cloud:Tokenization_and_Re-Use_of_Saved_Credit_Cards | tokenization]], your customers will get the option to save their payment card details so they will not have to re-enter them every time they make a purchase at your store. Note that the option is available only to registered customers. | ||
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* the section "MY PAYMENT CARDS" in the customer's user account (ACCOUNT > My Account > MY PAYMENT CARDS; see the button '''ADD PAYMENT CARD'''): <br />[[File:m1_my_payment_cards.png|668px|border]]<br /> | * the section "MY PAYMENT CARDS" in the customer's user account (ACCOUNT > My Account > MY PAYMENT CARDS; see the button '''ADD PAYMENT CARD'''): <br />[[File:m1_my_payment_cards.png|668px|border]]<br /> | ||
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| + | Saving a card via the "MY PAYMENT CARDS" section involves the authorization of $1.00 on the customer's credit or debit card. This amount will be released back to the card, usually within a few seconds. | ||
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| + | ==Managing Saved Cards== | ||
| + | Regardless of the method of saving, saved payment cards can be managed via the section "MY PAYMENT CARDS" in the customer's user account (ACCOUNT > My Account > MY PAYMENT CARDS). Here you can see whether you have any saved cards, remove the cards that you no longer want to be stored, or add a new card. | ||
Revision as of 19:00, 14 July 2020
Saving Cards
If you configure X-Payments Cloud to use a payment configuration based on a payment processor with support for tokenization, your customers will get the option to save their payment card details so they will not have to re-enter them every time they make a purchase at your store. Note that the option is available only to registered customers.
Credit card details are saved in a PCI compliant manner: no credit card information is stored in your Magento store; instead, the information is stored in a PCI compliant credit card vault of the payment system. Re-use of saved credit cards by your Magento store is made possible through the use of tokenization - an approach that replaces sensitive cardholder info with a unique identifier (a "token").
Your Magento store in this case will have two places where a customer will be able to save their card information:
- the checkout page (See the option I want to use this payment card for my future orders in this shop right below the payment form):
- the section "MY PAYMENT CARDS" in the customer's user account (ACCOUNT > My Account > MY PAYMENT CARDS; see the button ADD PAYMENT CARD):
Saving a card via the "MY PAYMENT CARDS" section involves the authorization of $1.00 on the customer's credit or debit card. This amount will be released back to the card, usually within a few seconds.
Managing Saved Cards
Regardless of the method of saving, saved payment cards can be managed via the section "MY PAYMENT CARDS" in the customer's user account (ACCOUNT > My Account > MY PAYMENT CARDS). Here you can see whether you have any saved cards, remove the cards that you no longer want to be stored, or add a new card.
