XP Cloud:Supported payment gateways

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X-Payments Cloud User Manual
  1. X-Payments Cloud: General information
  2. Get Started with X-Payments Cloud
  3. Two-factor User Authentication
  4. General Settings
  5. Payment Configurations
  6. Services
  7. Users
  8. User Interface
  9. Payments
  10. Supported Payment Gateways
  11. What's New in X-Payments Cloud

The table below provides a list of payment gateways supported by X-Payments Cloud.

Legend:

  • Auth: Allows to authorize the availability of funds for a transaction (The buyer's funds are temporarily placed on hold to ensure the availability of the authorization amount for capture).
  • Capture: Allows to capture the amount of the authorization (The money authorized for the order is moved from the buyers's account to the merchant's account).
  • Sale: Supports transactions of 'Sale' type (Authorization and capture actions are completed simultaneously at the time the payment is processed).
  • Void: Allows the removal of an authorization hold from the buyer's account by the merchant.
  • Refund: Allows to issue refunds (The money is returned to the buyer's account).
  • Get Status: Can provide information about the status of a transaction to X-Payments Cloud.
  • Get Card: Can provide new/updated information about a saved credit card. For example, if a credit card gets re-issued, it is possible to get the renewed expiration date. If any other information changes, like the credit card number or the billing address, it is possible to access this updated credit card information as well.
  • Accept, Decline: Allows to accept or reject transactions with a higher likelihood of risk.
  • Test: Can test whether the merchant account details entered in X-Payments Cloud are valid.
  • 3D-Secure via Cardinal Commerce: Supports 3-D Secure payer authentication via Cardinal Commerce (both 3-D Secure v1 and v2 are supported). Best for PSD 2 in the European Union.
  • Tokenization: Supports tokenization (Allows to charge customer credit cards again - without X-Payments Cloud storing cardholder data).
  • p: Supports partial transactions (For example, "Capture + p" = Allows to capture a partial amount of the authorization).
  • m: Supports multiple transactions (For example, "Capture + m" = Allows to perform the capture action multiple times).
  • Apple Pay: Supports Apple Pay.


Payment service provider Payment system Sale Auth Capture Void Refund Get status Get card Accept Decline Test 3D-Secure via
Cardinal Commerce
Tokenization Account updater Apple Pay
PayPal PayFlow Pro Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg Check.svg Built-in,
only 3-D Secure v1
Check.svg
PayPal PayPal Payments Pro (PayPal API) Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg Check.svg Check.svg Check.svg Check.svg Check.svg
PayPal PayPal Payments Pro (Payflow API) Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg Check.svg Check.svg Check.svg
Australia and New Zealand Banking Group Limited ANZ eGate Check.svg
American Express American Express Web-Services API Integration Check.svg Check.svg Check.svg + p, m Check.svg + p, m Check.svg
Authorize.Net LLC Authorize.Net Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg Check.svg Check.svg Check.svg Check.svg Check.svg Check.svg
Beanstream Internet Commerce, Inc. Bambora (Beanstream)
 
Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg Check.svg
Payment service provider Payment system Sale Auth Capture Void Refund Get status Get card Accept Decline Test 3D-Secure via
Cardinal Commerce
Tokenization Account updater Apple Pay
Beanstream Beanstream (legacy API)
 
Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg
Bendigo Bank Bendigo Bank
 
Check.svg
Billriant.com BillriantPay Check.svg Check.svg + p, m
BluePay BluePay
 
Check.svg Check.svg Check.svg Check.svg Check.svg + p, m
BlueSnap Inc. BlueSnap Payment API (XML)
 
Check.svg Check.svg Check.svg Check.svg Check.svg + p, m Check.svg Check.svg Check.svg
Braintree, a division of PayPal, Inc. Braintree, direct integration with CC storing Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg Check.svg
Blue Pay Canada (formerly Caledon Computer Systems, Inc.) Blue Pay Canada (formerly Caledon) Check.svg Check.svg Check.svg + p, m Check.svg + p, m Check.svg
Payment service provider Payment system Sale Auth Capture Void Refund Get status Get card Accept Decline Test 3D-Secure via
Cardinal Commerce
Tokenization Account updater Apple Pay
CardinalCommerce Corporation Cardinal Commerce Centinel Check.svg Check.svg Check.svg + p Check.svg Check.svg + p Built-in,
only 3-D Secure v1
Chase Paymentech Chase Paymentech Orbital
 
Check.svg Check.svg Check.svg + p Check.svg + p Check.svg + p Check.svg Check.svg Check.svg Check.svg Check.svg
CommWeb - Commonwealth Bank of Australia CommWeb - Commonwealth Bank
 
Check.svg
CyberSource CyberSource - SOAP toolkit API
 
Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg Check.svg Check.svg
DIBS Payment Services AB DIBS Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg
SecurePay Pty Ltd DirectOne - Direct Interface
 
Check.svg
Sparrow (formerly 5th Dimension Logisitics, LLC) Sparrow (formerly 5th Dimension Gateway) Check.svg Check.svg Check.svg + p Check.svg + p
Payment service provider Payment system Sale Auth Capture Void Refund Get status Get card Accept Decline Test 3D-Secure via
Cardinal Commerce
Tokenization Account updater Apple Pay
Electronic Clearing House, Inc. ECHO NVP Check.svg Check.svg Check.svg Check.svg
Elavon, Inc. Elavon (Realex API) Check.svg Check.svg Check.svg Check.svg Check.svg Built-in,
only 3-D Secure v1
Check.svg
Barclaycard Business ePDQ MPI XML (Phased out)
 
Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m
eProcessing Network, LLC eProcessing Network - Transparent Database Engine Check.svg Check.svg Check.svg + p Check.svg Check.svg Built-in,
only 3-D Secure v1
Check.svg
Moneris Solutions eSELECTplus
 
Check.svg Check.svg Check.svg + p, m Check.svg + p, m Check.svg Check.svg
Web Active Corporation Pty Ltd eWay Rapid - Direct Connection Check.svg Check.svg Check.svg Check.svg Check.svg + p, m Check.svg
Web Active Corporation Pty Ltd eWay Realtime Payments XML Check.svg Check.svg
Payment service provider Payment system Sale Auth Capture Void Refund Get status Get card Accept Decline Test 3D-Secure via
Cardinal Commerce
Tokenization Account updater Apple Pay
Global Payments, Inc Global Iris/HSBC - RealAuth Remote Check.svg Check.svg Check.svg Check.svg Check.svg Built-in,
only 3-D Secure v1
Check.svg
GoEmerchant, LLC GoEmerchant - XML Gateway API Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m
Heidelberger Payment GmbH HeidelPay Check.svg Check.svg Check.svg + p Check.svg Check.svg + p Check.svg Check.svg
Intuit, Inc. Innovative Gateway Innovative Gateway Check.svg Check.svg
iTransact, Inc. iTransact XML
 
Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg
First Data Corporation First Data Payeezy Gateway (formerly Global Gateway e4) Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg Check.svg Check.svg
Meritus Payment Solutions Meritus Web Host Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg
(works only in "Sale" mode, is disabled in "Auth only" mode)
Payment service provider Payment system Sale Auth Capture Void Refund Get status Get card Accept Decline Test 3D-Secure via
Cardinal Commerce
Tokenization Account updater Apple Pay
NAB - National Australia Bank NAB - National Australia Bank Check.svg
Netbilling, Inc. Netbilling - Direct Mode
 
Check.svg Check.svg Check.svg + p Check.svg + p, m Check.svg Check.svg
Netevia Netevia Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg Check.svg Check.svg
Network Merchants, LLC NMI (Network Merchants Inc.)
 
Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg
Netregistry Pty Ltd NetRegistry
 
Check.svg Check.svg Check.svg + p, m
Ingenico Payment Services (formerly Ogone) Ingenico ePayments (Ogone e-Commerce) Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m
PayGate PayGate Korea
 
Check.svg Check.svg Check.svg Check.svg Check.svg
Payment service provider Payment system Sale Auth Capture Void Refund Get status Get card Accept Decline Test 3D-Secure via
Cardinal Commerce
Tokenization Account updater Apple Pay
Payment Services Interactive Gateway Inc. PSiGate XML API Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg
Quantum Services LLC QuantumGateway - Transparent QGWdatabase Engine Check.svg Check.svg Check.svg + p, m Check.svg
Quantum Services LLC QuantumGateway - XML Requester Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg
QuickPay ApS QuickPay
 
Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg
Intuit Inc. Intuit QuickBooks Payments
 
Check.svg Check.svg Check.svg + p Check.svg Check.svg + p Check.svg
Global Payments Inc. Global Payments (formerly Realex) Check.svg Check.svg Check.svg Check.svg Check.svg Check.svg Built-in,
only 3-D Secure v1
Check.svg
Sage Pay Sage Pay Go - Direct Interface Check.svg Check.svg Check.svg Check.svg Check.svg + p, m Built-in,
only 3-D Secure v1
Check.svg
Payment service provider Payment system Sale Auth Capture Void Refund Get status Get card Accept Decline Test 3D-Secure via
Cardinal Commerce
Tokenization Account updater Apple Pay
Paya Paya Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg Check.svg
SecurePay.com Inc. SecurePay USA
 
Check.svg Check.svg Check.svg Check.svg
SecurePay - A Business of Australia Post SecurePay Australia Check.svg Check.svg Check.svg Check.svg Check.svg
MasterCard Simplify Commerce by MasterCard Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg
Skipjack Financial Services, Inc. SkipJack Check.svg Check.svg Check.svg + p Check.svg Check.svg + p Check.svg
Suncorp Suncorp Check.svg
GorCorp Inc. USA ePay - Transaction Gateway API Check.svg Check.svg Check.svg + p Check.svg Check.svg + p Check.svg Check.svg
Payment service provider Payment system Sale Auth Capture Void Refund Get status Get card Accept Decline Test 3D-Secure via
Cardinal Commerce
Tokenization Account updater Apple Pay
Elavon, Inc. Elavon Converge (ex VirtualMerchant) Check.svg Check.svg Check.svg + p, m Check.svg Check.svg + p, m Check.svg
Plug and Pay Technologies WebXpress Check.svg Check.svg Check.svg + p Check.svg Check.svg + p Check.svg
Worldpay Worldpay Corporate Gateway - Direct Model Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Built-in,
only 3-D Secure v1
WorldPay US, Inc. WorldPay Total US
 
Check.svg Check.svg Check.svg + p Check.svg Check.svg + p, m Check.svg Check.svg Check.svg
WorldPay US, Inc. WorldPay US (Lynk Systems)
 
Check.svg Check.svg Check.svg + p Check.svg + p Check.svg + p Check.svg