X-Payments Blog

Explore awesome tips on handling payments, subscriptions, refunds, chargebacks, etc. in an online store. News on X-Payments releases and brand new connections are waiting to be discovered here, too.
X-Payments Cloud April 2025 updates

X-Payments Cloud April 2025 updates

By Alex Mulin

Long time no posts, but we were busy with having our annual PCI DSS audit done (stay tuned for news soon) and preparing a new release. All X-Payments Cloud instances have been upgraded to the new version and here is the list of changes Payment processing: — Improved consumer address handling in PayPal modules  — BillriantPay, […]

Transaction metrics you should focus on

Transaction metrics you should focus on

By Alex Mulin

Failed payments vs all payments ratio A merchant’s life is inevitably filled with failed payments, but if their number falls below a normal threshold for your checkout, you can relax. A sudden spike can indicate a more serious issue, e.g.,Your primary processor is down; in such a case, switching to a backup processor helps to […]

X-Payments Cloud October 2024 update

X-Payments Cloud October 2024 update

By Alex Mulin

X-Payments Cloud 4.10.0 has been released. What’s new ACH (Automated Clearing House) payment processing added for X-Payments can now accept ACH payments via existing PSPs, so e-commerce sites or online services integrated with X-Payments can implement ACH in their checkouts now, e.g., the most common use case is when a shopper pays for their cart/order […]

X-Payments June 2024 updates

X-Payments June 2024 updates

By Alex Mulin

X-Payments Cloud 4.9.4 update has been released. What’s new: Payment modules: Wallet payments: 3-D Secure: AntiFraud Services: Two-factor authentication: Appearance: Misc.:

How to Prevent Payment Fraud for Retail Businesses in 2024

How to Prevent Payment Fraud for Retail Businesses in 2024

By Katie Nguyen

Payment fraud has indeed become a significant concern for retail businesses in 2024. Here are 7 strategies to safeguard your business from financial losses.

X-Payments March 2024 updates

X-Payments March 2024 updates

By Alex Mulin

Payment Modules: — Corrected Stripe module initialization — Made 3-D Secure always enabled for Elavon UK (ex Opayo) module — Updated service URL-s in Elavon UK (ex Opayo) module — Fixed PHP notices in PayPal modules — Improved refund procedure in Braintree moduleSecurity: — Added protection from potentially fraudulent paymentsPerformance: — Reworked caching  — Removed extra calls to PayPal for the payment […]

The Most Prominent X-Payments Updates in 2023

The Most Prominent X-Payments Updates in 2023

By Maria Navolykina

With new online payment trends regularly appearing in the eCommerce world, employing the latest features and practices is crucial for a smooth and secure transaction flow. The X-Payments team knows the importance of staying in the loop. This is why we are glad to announce the latest X-Payments Cloud releases with newly launched and upgraded […]

3-D Secure Demystified: How It Works and Why You Need It

3-D Secure Demystified: How It Works and Why You Need It

By Alex Melnikov

If you are an online merchant, you have probably considered adding 3-D Secure to your payments page as an additional security layer to verify the transaction more precisely and minimize the risk of fraudulent payments via a stolen credit card and associated risk of chargebacks. Although 3-D Secure (or 3DS for short) is no news […]

What’s New in X-Payments: a 2022 Roundup

What’s New in X-Payments: a 2022 Roundup

By Alex Mulin

We haven’t been posting updates lately, and there’s a reason for it. We have been focusing heavily on the development of not one, not two, but three new versions of X-Payments. One of the major features of the new versions is the support of bulk operations, namely, bulk capture.  Of course, this is not all […]

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