X-Payments Blog
Explore awesome tips on handling payments, subscriptions, refunds, chargebacks, etc. in an online store. News on X-Payments releases and brand new connections are waiting to be discovered here, too.
X-Payments Cloud April 2025 updates
Long time no posts, but we were busy with having our annual PCI DSS audit done (stay tuned for news soon) and preparing a new release. All X-Payments Cloud instances have been upgraded to the new version and here is the list of changes Payment processing: — Improved consumer address handling in PayPal modules — BillriantPay, […]

Transaction metrics you should focus on
Failed payments vs all payments ratio A merchant’s life is inevitably filled with failed payments, but if their number falls below a normal threshold for your checkout, you can relax. A sudden spike can indicate a more serious issue, e.g.,Your primary processor is down; in such a case, switching to a backup processor helps to […]

X-Payments Cloud October 2024 update
X-Payments Cloud 4.10.0 has been released. What’s new ACH (Automated Clearing House) payment processing added for X-Payments can now accept ACH payments via existing PSPs, so e-commerce sites or online services integrated with X-Payments can implement ACH in their checkouts now, e.g., the most common use case is when a shopper pays for their cart/order […]

X-Payments June 2024 updates
X-Payments Cloud 4.9.4 update has been released. What’s new: Payment modules: Wallet payments: 3-D Secure: AntiFraud Services: Two-factor authentication: Appearance: Misc.:

How to Prevent Payment Fraud for Retail Businesses in 2024
Payment fraud has indeed become a significant concern for retail businesses in 2024. Here are 7 strategies to safeguard your business from financial losses.

X-Payments March 2024 updates
Payment Modules: — Corrected Stripe module initialization — Made 3-D Secure always enabled for Elavon UK (ex Opayo) module — Updated service URL-s in Elavon UK (ex Opayo) module — Fixed PHP notices in PayPal modules — Improved refund procedure in Braintree moduleSecurity: — Added protection from potentially fraudulent paymentsPerformance: — Reworked caching — Removed extra calls to PayPal for the payment […]

The Most Prominent X-Payments Updates in 2023
With new online payment trends regularly appearing in the eCommerce world, employing the latest features and practices is crucial for a smooth and secure transaction flow. The X-Payments team knows the importance of staying in the loop. This is why we are glad to announce the latest X-Payments Cloud releases with newly launched and upgraded […]

3-D Secure Demystified: How It Works and Why You Need It
If you are an online merchant, you have probably considered adding 3-D Secure to your payments page as an additional security layer to verify the transaction more precisely and minimize the risk of fraudulent payments via a stolen credit card and associated risk of chargebacks. Although 3-D Secure (or 3DS for short) is no news […]

What’s New in X-Payments: a 2022 Roundup
We haven’t been posting updates lately, and there’s a reason for it. We have been focusing heavily on the development of not one, not two, but three new versions of X-Payments. One of the major features of the new versions is the support of bulk operations, namely, bulk capture. Of course, this is not all […]