X-Payments is a platform by a PCI DSS Level 1 certified service provider that is intended for merchants who need to accept credit card payments online and who require compliance with the PCI DSS standard. X-Payments can be used with a lot of popular shopping carts including, but not limited to:
- X-Cart 5
- X-Cart 4 Classic
- Zoey Commerce
X-Payments can be used with a number of popular payment gateways as listed here.
While processing credit card payments, X-Payments works as an intermediary between an online store on one side and payment gateways and 3D-Secure systems on the other. For a detailed explanation, see X-Payments:How It Works and the diagram below:
With X-Payments you will be able to:
- Accept credit card payments from your customers via online payment gateways.
- Make your online store compliant with the PCI DSS standard which strictly recommends using only PA-DSS validated payment applications for accepting and handling credit card payments.
- Use "stored" credit card information for new orders, re-orders or recurring payments.
- Retain total control over the checkout process and avoid risky redirects by incorporating an iFrame credit card form in the store's checkout window.
Below are a few videos to give you a better idea of how X-Payments works:
What is X-Payments?
X-Payments v2.0 checkout forms in action:
See how customers can save their credit cards for future orders in X-Cart integrated with X-Payments 2.0
How to make new orders for phone and returning customers
How to configure and sell subscriptions with X-Cart and X-Payments