XP Cloud:Account Updater Support

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X-Payments Cloud User Manual
  1. X-Payments Cloud: General information
  2. Get Started with X-Payments Cloud
  3. Two-factor User Authentication
  4. General Settings
  5. Payment Configurations
  6. Services
  7. Users
  8. User Interface
  9. Payments
  10. Supported Payment Gateways
  11. What's New in X-Payments Cloud

Account Updater is a service provided by the credit card networks to automatically update customer card data when cardholder information changes or goes out of date (for example, if the card gets lost, stolen or expired). It enables the merchant to avoid unnecessary payment declines, interruptions, and the cost associated with contacting customers for new information. With Account Updater, the updating of cardholder information stored for repeat purchases and recurring billing subscriptions is done automatically.

X-Payments currently supports account updaters for the following payment integrations:

  • Authorize.Net
  • WorldPay Total US
  • Chase Paymentech Orbital
  • BlueSnap
  • Intuit QuickBooks Payments

(More information on the payment integrations suppored by X-Payments is available here.)

If you are using one of the above-named payment integrations to process your customers' payments and wish to use the Account Updater feature, you will need to enable Account Updater in the settings of your account with the respective payment processor.